getting a loan

The opportunity to get a loan in 5 steps!

Cost of guaranty

A low cost of guaranty (2-2,5%)

Financing and registration

A simple and understandable scheme of financing and processing a transaction in a Partner Bank.

Absence of necessity

No need to visit the PA “Zamonat” to provide documents!

Fast decision-making

Speed of decision-making on the provision of a guarantee (a decision is made within 5-10 business days after receipt of an application for a guarantee).

The criteria for the provision of a guarantee

The criteria for the provision of a guarantee of PO “Zamonat” are simple and understandable (posted on the organization’s website) and generally correspond to the criteria for issuing a loan by the banks themselves.

Procedure for obtaining a guarantee

Step 1
Step 2
Step 3
Step 4
Step 5
The borrower applies for a loan at the bank.
The Bank considers the application of the Borrower. The borrower is informed about the possibility of obtaining a guarantee from PO “Zamonat”.
The borrower pays the bank at least 70% of the collateral by her/himself.
The remaining 30% of the collateral is covered by PO “Zamonat”.
The borrower receives a loan.

Our Mission

Assistance in the development of business

who are we?

Zamonat – is an association of a group of experts on the development of small and medium-sized businesses in Tajikistan.

Main Principles

  • Volunteering;
  •  Democracy;
  •  Independence;
  • Self-financing.

general information

  • Registration form: Public organization;
  • Year of registration: 16 April 2019 ;
  • Founders: business consultants.




Our services

  • Business diagnostics
  • Management
  • Strategic management
  • Marketing services;
  • Production management
  • Development of SWOT analysis;
  • Development of a business plan;
  • Coaching and mentoring
  • Conducting business trainings, including corporate trainings;
  • Organization of stages of tours;
  • Implementation of quality standards (ISO-22000, HACCP, Global GAP);
  • Introduction of innovations;
  • Services to improve access to financial resources (guarantee fond);
900 people received consulting services
new enterprises are created
new jobs are created
reviewed business plans

What Client Say

  • A small river named Duden flows by their place and supplies it with the necessary regelialia. It is a paradisematic country, in which roasted parts of sentences fly into your mouth. Even the all-powerful.

    Jeniffer Gordon
    Graphic Designer
  • Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind texts. Separated they live in Bookmarksgrove right at the coast of the Semantics.

    John Smith