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Work mechanism of "Zamonat"

Support for the development of start-up entrepreneurs

The planned mechanism of the work of the PO “Zamonat” is the following: The funds will be invest in accounts in Banks/MDOs as a bank deposit. This amount will be used for issuing written guarantees by the PO “Zamonat” for banks and MDOs to provide loans to the target group. To submit an application for obtaining guarantees, financial institutions (Banks and MDOs) conduct a primary selection of clients and determine whether customers are eligible for the criteria and conditions established in the framework of cooperation. Banks and MDO partners conduct an analysis of the financial condition of the client / group of clients, consider issues of legal opinion and make a decision for consideration by the credit committee. Next, the experts of the PO “Zamonat” evaluate the documents submit for consideration and monitor each client. After the analysis, the client from the target group is given a written assignment / guarantee within the limits negotiated and agreed with all responsible parts.